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It's that time of the year. The time when you reflect about your home and your plans for the coming year. For some- that may mean you are thinking about home improvement projects (we just did that with
lots of paint!) And for others, it means buying a new home. The market in our DFW area is so strong right now. I have several friends who are actively looking, keeping their eyes open and (their homes ready) in case they find that perfect property. If you are one of those people, I know how you feel! This is our third home and I have learned so much about the home buying process. So keep reading-- because today I am sharing my top five tips of What "Not to Do" when House Hunting.
1. Don't go it alone. Although it is fun to browse for homes online, don't schedule showings by yourself. Not only is it not safe, you will end up wasting lots of valuable time. The best way to find what you are looking for (before it gets snatched up by another buyer!) is through a Realtor. Your Realtor can can research the asking price, property details and more. I am always surprised with the 'inside details' that my Realtors can find--- the things that aren't listed online.
2. Don't think you can offend your Realtor! Realtors are showing you homes based on set criteria. It's not their home. So be sure to give honest feedback. That way they can be sure to only show you the homes you are truly interested in and not waste your time. Keep it real! If you are like me, it can be hard because we feel like we are being impolite. But Realtors are professionals and constructive criticism and honesty are appreciated.
3. Don't be shy! When house hunting, be sure to look in drawers, open closets and cupboards. Look and look again. Be sure to open all doors and investigate the entire home. Otherwise you might miss special rooms or large storage areas. You aren't being nosy, you are collecting information about a possible purchase. When we first found our current home, we weren't immediately sold based on the exterior. But after we walked inside and really looked around, our minds were changed. Take the time to investigate.
4. Don't forget your list. Just like grocery shopping, you need to have it written down or you will end up buying something you don't need! There are always certain criteria that you have in mind when looking for a home. Be sure to take the time to write it down. That way you can make sure you are on the same page as your spouse. And it will keep you on track when you are viewing homes. When I spent all day at showings, I would get overwhelmed. A list of 'must haves'- square footage, number of beds/bathrooms, yard size, pool, proximity to school and work- are essential.
5. Don't rush. Take your time.
At the end of the day, if it is meant to be, it will happen. Don't rush into a purchase or feel pressured to make a quick decision. Buying a home is big purchase, one that will affect your entire life. Be sure that you feel confident about what you are doing. If you 'lose the house' while you are thinking about your purchase, don't worry. That just means something better is out there for you and your family.
If you are House Hunting, be sure to check out Capital One's new personal and digital home loan experience- including the updated mortgage calculator. It allows customers to pre-quality for a home loan in minutes from any device, apply online, upload documents, and digitally track progress from application to closing. The new Capital One digital home loan experience is empowering home buyers to take charge, while providing them the transparency they want and need every step of the way.
Have you had experience with purchasing a home? What tips do you have to share with potential home buyers?
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
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